NOTICE OF MORTGAGE FORECLUSION SALE NOTICE IS HEREBY GIVEN that the default has occurred under the terms of the mortgage described below: DATE OF MORTGAGE: March 20, 2014 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 78 $551.00 MORTGAGE(S): Dereck T Murphy-Williams, Single Male MORTGAGECREDITOR: Mortgage Electronic Registration Systems, Inc., as mortgagee, as agent of North Shore Bank of Commerce, its successors and assigns DATE AND PLACE OF RECORDED: Recorded: April 2, 2014 St. Louis County Recorder Document Number: 01235440 MORTGAGE ASSIGNMENTS: And assigned to: US Bank National Association Date: March 26, 2019 Recorded: March 26, 2019 St. Louis County Recorder Record Number: 01352133 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100382000000047015 Mortgage Lender/Broker/Issuer : North Shore Bank of Commerce Residential Mortgage Agent: US Bank National Association COUNTY IN WHICH THE PROPERTY IS LOCATED: St. Loui s Property Address: 410 N 27th Ave W, Duluth, MN 55806 Parcel ID Number Tax: 010-1180-03170 LEGAL DESCRIPTION OF PROPERTY: 70 feet North of Lot Four Hundred and Thirty-One (431), Block One Hundred and Nineteen (119), Duluth Proper Second Division, St. Louis County, Minnesota AMOUNT DUE AND CLAIMED DUE AT DATE OF NOTICE: $82,147.27 THAT all pre-lockout requirements have been met; that no action or proceeding has been commenced at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that it is a registered property; Pursuant to the power of sale contained in said mortgage, the property described above will be sold by the sheriff of said county as follows: DATE AND TIME OF SALE: 04 May 2022 at 10:00 a.m. PLACE OF SALE: County Sheriff s Office, 100 North Fifth Avenue West, Room 103, Duluth, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and costs and disbursements, including attorneys’ fees permitted by law, subject reimbursement within six (6) months from the date of the said sale by the mortgagor(s), their personal representatives or assigns. If the mortgage is not reinstated under Minn. Stat. §580.30 or property is not redeemed under Minn. Stat. §580.23, the mortgagor must vacate the property no later than 11:59 p.m. on November 04, 2022, or the next business day if November 04, 2022 falls on a Saturday, Sunday, or public holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THIS PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND THE IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME LIMIT PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGE AGENT, ITS PERSONAL REPRESENTATIVES OR AFFILIATES, MAY BE REDUCED TO FIVE WEEKS IF A COURT ORDER HAS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHERS, THAT THE MORTGAGE PREMISES ARE IMPROVED WITH RESIDENTIAL HOUSING OF LESS THAN FIVE UNITS, ARE NOT PROPERTIES USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 4, 2022 MORTGAGE: US Bank National Association Wilford, Geske & Cook, PA Attorneys for Mortgagee 7616 Currell Boulevard, Suite 200 Woodbury, MN 55125 (651) 209-3300 File Number: 050506-F1 ( 9 16 March 23 & 30; 6 & 13 April 2022) 40208


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