TRUSTEE’S NOTICE OF SALE August 26, 2022 at 2:00 p.m., East Entrance, Gallatin County Courthouse, 311 West Main Street, Bozeman, MT 59715, Brigham J. Lundberg, Member of the State Bar of Montana, as Successor Trustee, will sell at public auction to the highest bidder, the real property described below located in Gallatin County, Montana, and described as follows: Lot 11 in Block 20 of ROYAL VILLAGE, Montana, first phase, Gallatin County, Montana, according to the official plate thereof on file and recorded in the office of the County Clerk and Recorder, Gallatin County, Montana. (Flat reference: J-54) Parcel identification number: RFF15966, whose address is 222 West Shore Drive, Belgrade, MT 59714. Said sale will be made to satisfy the obligation guaranteed by and under the authority of Sale conferred in the Deed of Trust/Deed of Trust (“Deed of Trust”) dated June 5, 2014 and signed by MaLayna Dykman also known as MaLayna E. Dykman and Keith D. Dykman and Kimberley K. Dykman, as licensors (“Licensor”), to Security Title Company, as trustee, in favor of Mortgage Electronic Registration Systems, Inc., as appointed agent for American Pacific Mortgage Corporation, beneficiary of the deed of guarantee, its successors and assigns, as beneficiary, and registered June 6, 2014 as Instrument No. 2482847, Official Records of Gallatin County, Montana. The Deed of Trust was assigned for value to Freedom Mortgage Corporation (“Beneficiary”), the current beneficiary, by an instrument in writing filed for record on September 10, 2019, under Instrument Number 2657455, in the Official County Records of Gallatin, Montana. Brigham J. Lundberg (“Successor Trustee”) is the successor trustee of the Deed of Trust pursuant to an appointment of successor trustee/substitution of trustee registered September 20, 2019 under instrument number 2658449, Official Gallatin County Records , Montana. The Beneficiary has declared the Settlors in default of the terms of the Trust Deed and the promissory note (“Note”) secured by the Trust Deed due to the Settlors’ failure to timely pay all monthly installments of principal , interest and, if applicable, escrow reserves for taxes and/or insurance as required by the note and the trust deed. According to the Beneficiary, the obligation materialized by the Note is now due for the payment of the installment of August 1, 2020. As of March 18, 2022, the amount necessary to satisfy this obligation was $241,881.10. This amount includes the outstanding principal balance of $214,455.67, plus accrued interest, accrued late fees, accrued escrow installments for insurance and/or taxes (if applicable) and advances for the protection of the security of the beneficiary (if applicable). Due to the above default, the Beneficiary elected, and directed the Successor Trustee, to sell the property described above to satisfy the obligation. The sale is a public sale and anyone, including the beneficiary, with the sole exception of the trustee, can bid on the sale. The auction price must be paid immediately after the auction closes in cash or near cash (valid money orders, certified checks or cashier’s checks). The transfer will be made by deed of trust without any representations or warranties, including warranties of title or possession, express or implied, as the sale is made strictly on an as is basis, without limitation, the sale being subject to all existing conditions, if any, lead paint, mold or other environmental or health hazards. The sale is subject to filing for bankruptcy, reimbursement, reinstatement or any other circumstance affecting the validity of the sale. If the sale is canceled or the trustee is unable to pass title for any reason, the winning bidder’s sole and exclusive remedy shall be the return of funds paid to the successor trustee, and the winning bidder shall have no no other remedy. The purchaser will take possession of the property on the 10th day following the sale. The sale scheduled by the trustee may be postponed by public proclamation for up to 15 days for any reason, and in the event of a bankruptcy filing or other court-ordered stay, the sale may be postponed by the trustee until 120 days by public proclamation at least every 30 days. The settlors, the settlors’ successor in interest, or any other person having an interest in the aforesaid property, at any time prior to the sale of the trustee, may pay to the present beneficiary the full amount then due under the trust indenture. and the obligation so secured (including costs and expenses actually incurred and attorneys’ fees) other than that part of the principal which would not then be due in the absence of default and thereby remedy the default hitherto existing . This communication is from a collection agent. This is an attempt to collect a debt, and any information obtained will be used for this purpose. DATED: 04/15/2022 /s/ Brigham J. Lundberg Brigham J. Lundberg, Successor Trustee Lundberg & Associates, PC 3269 S. Main St., Ste. 100, Salt Lake City, UT 84115 801-263-3400 Office Hours: 8:00 a.m. – 5:00 p.m. MNAXLP


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